What is the Full Payment Investment Plan?
This plan provides fixed monthly payments that include both your original principal and 9% annual interest. It’s ideal for investors seeking reliable cash flow and steady, predictable returns throughout the term.
How is the 9% APR applied?
The 9% APR is calculated on your total investment and divided across the term. For example, if you invest $60,000 for 3 years, your monthly payments will include a portion of that principal along with accrued interest, repaid evenly over the term.
How much will I receive each month? Is my principal repaid monthly or at the end?
You receive a fixed monthly payment that includes both interest and principal. By the end of the term, your entire investment will have been repaid, along with the full 9% APR return. The monthly amount is based on your investment total and term length.
What are the benefits of this plan?
The Full Payment Plan offers consistent monthly income and avoids waiting until the end of the term for your principal to be returned. It’s perfect for those who prefer more frequent repayment and want to reduce long-term exposure while still earning a solid return.
Is this similar to a traditional loan or bond?
While it shares similarities with bond-style repayment (monthly principal and interest), this is a private, asset-backed investment. It's not a public security or tradable note—it’s structured between the investor and LuxLux, backed by physical collateral with a fixed return.
Can I increase my investment later?
Yes. You may increase your investment or reinvest under a new plan, subject to availability and approval. Each investment is treated as a separate agreement with its own term, rate, and collateral assignment.
How is my investment secured?
Your investment is fully secured by high-demand luxury inventory, including authenticated designer handbags and fine jewelry. These items are held in a private, monitored facility and assigned directly to your investment until it’s repaid in full.
Can I withdraw early if I need to?
Early withdrawal is not guaranteed, but requests may be reviewed on a case-by-case basis. In certain situations, an early exit may be arranged by replacing or liquidating the assigned collateral, subject to possible adjustments in interest earned.
What is the repayment schedule?
Payments are made monthly, with each payment consisting of interest and a portion of your principal. By the final month of the term, your investment will be fully repaid. A detailed payment schedule can be provided based on your investment amount and selected term.