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Convertible Note Investment Offer

Grow your capital with steady returns today and equity potential for tomorrow, secured by high-value inventory.

Investment Amount

$25,000 - $125,000

Earn up to

$15,000/year

Note Term

15 months

Fixed Monthly Interest

12% APR

About This Plan

Clear terms. Fixed returns. Real collateral.

12% annual interest, paid monthly from September 2025 to December 2026
Principal returned, or optionally converted into equity in January 2027
Investment window: July 30 to August 31, 2025
Backed by designer handbags and fine jewelry as physical collateral
No fees, no management costs, full transparency throughout

Early Investor Advantages

Added advantages for early participants in this limited round:

Minimum investment starts at just $25,000
Option to convert into equity at the lower of a $600,000 valuation cap or 20% discount at maturity
Early participation secures the most favorable conversion terms
Priority access to updates, performance milestones, and future opportunities

*Offer closes August 31, 2025, or earlier if allocation is filled.*

Investment Profit Calculator

Estimate how much you could earn over the 15-month note term.

Fixed APR: 12%

Desired Investment Amount

15 Months

*Interest payments are distributed each month, and your full principal is returned at the end of the term. Calculations assume full term completion and on-time payments.

Ready to get started?

Submit your interest and reserve your spot in the offering.

Apply Now

	LUXLUX NEW YORK	Real Estate	Stock Market	High-Yield Savings / CDs
Estimated Annual Return	12%	5–10%	6–10% (variable)	4–5%
Collateral	Designer Goods	Property	None	None
Liquidity	Structured	Low	High (Volatile)	High
Payout Schedule	Monthly Interest + Principal at Maturity	Rent Income or Sale	Value Growth Only	Monthly or Maturity
Risk Level	Low to Moderate	Medium	Moderate	Very Low

Simple. Secure. Built for You.

This isn’t about chasing trends or selling dreams. It’s a focused, limited raise designed to grow the business the right way by rewarding early investors, keeping things clear, and delivering measurable results.

Priority: Protect Your Investment

We’ve structured this offer to be straightforward, backed by collateral, and stress-free from start to finish.

Built on Relationships

You’re here because there’s already trust. This was built with that in mind, from the structure to the communication.

Effortless Process

No fine print. No hoops. Just a clean offer and direct access every step of the way.

FAQ for Investment Details

What type of investment is this?

This is a short-term convertible note with monthly interest payments and collateral protection. You’ll earn 12% annually, and at the end of the term, your full principal is returned. The investment is designed to offer income, security, and flexibility.

When does interest begin, and how is it paid?

Interest begins accruing once your investment is confirmed and funded. Payments are made monthly, calculated at a 12% APR, and sent via your preferred method (Zelle, ACH, or check).

What documents will I receive or sign?

You’ll receive a convertible note agreement, a summary of terms, and a security agreement that assigns specific collateral to your investment. All documents are digital and can be reviewed before signing. Sample documents are available upon request.

How do I fund the investment?

After submitting your interest, we’ll confirm your allocation and send secure payment instructions. Most investors fund via bank wire, but ACH or check may be available depending on the amount and timing.

How is interest reported for taxes?

Interest is reported on a 1099-INT, which you'll receive at the beginning of the following year. If you convert to equity, there may be different tax considerations. We recommend speaking with your accountant or tax advisor to understand how this applies to your situation.

What if the full $150,000 isn’t raised?

We’ll proceed with whatever amount is committed by the closing date. Investors will be notified of next steps immediately after the round closes. Allocation is first-come, first-served until the cap is reached.

Can I exit the investment early?

This is a fixed-term investment, but early withdrawal may be possible in rare cases. It would require review, available collateral liquidity, and agreement on payout terms. Early exits are not guaranteed and may reduce total returns.

Can I invest under my business or trust?

Yes. You can invest through an LLC, trust, or corporation. Just let us know during the form submission so we can prepare the documents correctly for your entity.